Our Services
Personal Risk Insurance is the application of Life Insurances specifically suited to Individuals and Families.
Personal Risk Insurance
Personal risk insurance provides a financial benefit in the event of a serious injury, illness, or death. This includes term life insurance, total and permanent disability insurance, income protection insurance and trauma insurance.
Business Risk Insurance
Shareholder, partnership and key person insurance provides liquidity for the successful continuation of a business in the event of the death, disability or illness of a shareholder, partner or key person.
Group Insurance
Income protection, life and disability insurance at a group level and corporate superannuation is an enormously valuable benefit for employees. Consider a long-term employee who becomes disabled due to sickness or accident.
Mutual Insurance Structures
For certain qualified professions, holding your insurance through a Mutual structure could provide you with an investment value relative to the premiums paid, which will provide you with future dividends of profit share.
Questions to ask yourself:
How would you and your family afford ongoing living expenses if you were unable to return to work due to sickness or injury
How would your family support themselves if you or your spouse were to fall terminally ill or die?
Would a non-working spouse need to return to work just to be able to put food on the table
How would you cope with the stresses of daily life and child care if you or your partner were to fall ill or suffer a trauma event (cancer, stroke, heart attack) whilst at the same time focussing on recovery?
How can Fairbridge Help?
Through having the right combinations and levels of cover in place, you are able to provide certainty for yourself and your family, knowing that your mortgage, ongoing expenses and education needs would be covered if you were no longer able to earn an income.
With extensive experience in the Australian life insurance industry, Fairbridge specialist life insurance advisers are perfectly poised to provide you and your family with advice on the best levels and structures of life insurance covers in order to ensure your goals and objectives are met when it comes to protecting your family.
Life
Cover
It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative
Total Disability
Cover
It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative
Trauma / Critical Illness Cover
It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative
Income Protection Cover
It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative
Connect with us today
See how we can help. Contact us today.